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For many years, we have been working with investment consultants to make the best use of our money. The accuracy and consistency of their information have always been in question, but we never cared for it much till the time we began having decisions. And now that software is taking over the planet, we do have options that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor that manages more than $2 billion in 93,000 accounts. For the management of this advantage, the company uses index funds and an automated allocation program on the grounds of an investors risk tolerance and time interval. It helps individuals to have better control on their prosperity and to develop it with the assistance of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment service with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the customers behalf at a very low price and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25% annually on assets in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount required to open an Wealthfront account to just $500. .

Motif Investing: Motif Investing, a Silicon Valley-based company, is an online broker that allows investors to invest in stock and bond portfolios built around regular suggestions and broad economic trends, and create customized motifs. The company has developed a unique financial product called themes which works like low-cost exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle course. Unlike other services that target typically tech-savvy and wealthier customers, the typical FutureAdvisor client has approximately $100,000 to invest and has multiple accounts with different institutions. In certain ways, FutureAdvisors support is similar to other offerings on the market; it uses algorithms to optimize the portfolio for a potential client.

If a client want FutureAdvisor to actually execute an investment strategy, the company can do that. .

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Personal Capital: The companys service combines free resources that collect and analyze all of the investor's financial data with a financial advisor to help manage and grow his investments. The company has managed over $800 million invested by clients. The companys services are used by over 600,000 Americans to track $100 billionin accounts on the free software. .

Hedgeable: Founded in 2009, the company automates complex special info investing in busy professionals in less than five minutes with no minimum investment required. It brings the wealth management services of this ultra-high worth to the masses. It's developed several proprietary systems to provide services that were formerly only available to this ultra-high net value, such as risk management, hedging, bitcoin investing, impact investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies an online investment service thats intelligent, simple and honest. Until now, the company has received $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online provider, Wealth Horizon offers investors investment information starting from as little as 12.50. The company is targeting Investors that fall into the so-called advice gap(those who dont want to pay the high cost his comment is here to get a financial advisers experience ).

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Swanest: Based out of London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company assists their clients to achieve their potential financial goals.

MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to both little savers via a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients are able to build build their portfolio using MoneyFarms asset allocation recommendations, manage it during time and implement all of the transactions in a really straightforward and efficient way. .